Who doesn't need extra cash these days? People are looking for ways to make extra income and save money. We decided that we will cancel our digital phone line with Comcast since we both have our cellphones. I'm looking at using this gadget called Magic Jack that you plug into the USB port. The voice quality is pretty good. This will save us $600 a year. Dh is saying adieu to his NFL package (I know, it was a shocker). We're also thinking of stopping the lawn service so goodbye to lush, green lawn. *sigh* One good news is that we're almost finished with the car payment for dh's Civic hybrid. Yay! I'm also thinking of investing in a business in the Philippines. There are a lot of small business opportunities available and I received a business proposal the other week. Of course, as with any investment opportunity, I have to study it closely and ask professional opinions. These are definitely tough times. I hope that the economy has reached the bottom and is on its' way up.