I use to not think that stay-at-home moms like me need life insurance and boy was I wrong. I saw a tv show where the guest explained why I need life insurance. If, God forbid, something happens to me, dh would need the money from the life insurance to pay for sitters for the kids and other daily essentials that they need. It does make a lot of sense come to think about it. It's easy to get life insurance quotes in the internet, you don't have to speak to a pushy salesperson on the phone. If you're a stay-at-home mom, do you have life insurance?