Pet Insurance, that is. See, we are getting a family pet. On Monday, our new puppy will join us. The kids are excited, of course, while dh and I are already thinking of expenses like the vet bills. I asked a friend who has a dog if she has pet insurance and she said she didn't get it. I guess, she's been lucky so far that she has not had any big vet bill for her dog. I am sure there are online sites out there that gives free quotes for pet insurance just like cheap term life insurance rates.